Updated November 2026

SplitterUp vs Tricount

Tricount advertises itself as free, with no ads and no limits. SplitterUp adds AI item-level scanning. Create your account while it's free for a limited time and keep Premium permanently.

Short answer

Pick SplitterUp if you want AI receipt scanning that reads individual line items rather than just attaching a photo, or a way for guests to claim their own items without installing anything (SplitterUp Live). It has no daily cap and no ads. Create your account while it's free for a limited time and you keep Premium permanently, so you never pay. Join after pricing starts and Premium is a one-time $4.99 purchase, never a subscription.

Stay with Tricount if the deciding factor is cost: its website says "Free. No ads. No limits." and its pages describe multi-currency support. bunq, a European neobank, bought Tricount in 2022 and presented the deal as adding Tricount's 5.4 million users to its platform; bunq promotes its own Card and bunq account inside the app, and Tricount's help center says new sign-ups get a bunq account. For a single group trip, Tricount is a simple, low-friction choice.

SplitterUp vs Tricount, side by side

Criteria	SplitterUp	Tricount
Price	Free for a limited time. Accounts created now keep Premium permanently.	Advertised as free: no ads, no limits
Daily expense limit	None	None (its features page: no daily expense cap)
Ads	None	Advertises no ads
Receipt scanning	AI-powered, item-level, included	Receipt photo attachments; line-item scanning isn't described
Multi-currency	Included	Included (its features page)
Settlement optimization	Minimum payments to settle a group	Reimbursement suggestions that aim to limit the number of transactions (its FAQ)
Offline support	Works offline, syncs on reconnect	Tracks offline (App Store listing)
Split with people who don't have the app	Yes — SplitterUp Live: guests claim items by scanning a QR code, no account or app needed	Not mentioned on its features page
Recurring expenses	Daily, weekly, every two weeks, monthly, or yearly — included	Not mentioned on its features page
Data export	Excel/CSV export	CSV and PDF export no longer available, per its help center
Platforms	iOS, macOS, Android, full web app	iOS and Android (its FAQ and download page)
Account required	Yes, or split as a guest with no account via Quick Splits	Its help center says new sign-ups get a bunq account

Pricing & Value

The Smart Choice

SplitterUp

FREE / for a limited time

Create your account while SplitterUp is free and you keep Premium permanently. You never pay. Join after pricing starts and Premium is a one-time $4.99 purchase, never a subscription.

AI Receipt Scanning
Unlimited Expenses
Native Widgets & Tablets
No Ads. Ever.

Download Now

Tricount

Free / advertised: no ads, no limits

Advertises itself as free, with no ads and no limits.

✗ Item-level receipt scanning isn't described
✗ Recurring expenses aren't mentioned
✗ Help center: new sign-ups get a bunq account

Where SplitterUp is ahead

Item-level receipt scanning. Tricount's pages describe attaching receipt photos to an expense, but not reading individual items off one. SplitterUp's AI scanning extracts each line item and assigns it to a person automatically.
No account tied to a bank sign-up. Tricount's help center says new sign-ups get a bunq account. SplitterUp accounts are separate from any banking relationship, and Quick Splits let you split with someone who has no SplitterUp account at all.
SplitterUp Live for guests. Anyone at the table can claim their own items by scanning a QR code, with no app download and no account needed.

Where Tricount wins

Advertised as free, with no ads and no limits. Tricount's website says "Free. No ads. No limits." and its App Store listing says "No subscription, no hidden fees." Tricount is owned by bunq, a European neobank that bought it in 2022 and presented the deal as adding Tricount's 5.4 million users to its platform. bunq promotes its own Card and bunq account inside the app (linking a bunq Card adds purchases automatically), and Tricount's help center says new sign-ups get a bunq account.
Multi-currency support. Its features page describes recording costs in different currencies and following the trip total in one currency, which matters for a trip with several currencies in play.
Splitwise importer. Tricount has its own importer for existing Splitwise group expenses, listed on its features page.
SplitterUp is newer and has a much smaller install base than Tricount, whose App Store listing cites over 21 million users.

Who should pick which

One dinner where a simple, advertised-free tracker is enough: Tricount.
Restaurant bills split by what each person ordered: SplitterUp. Tricount's pages describe photo attachments, not item extraction like SplitterUp's AI scanning.
A trip where the group wants an app that advertises no ads and no limits: Tricount.
A group that doesn't want to tie account creation to a bank: SplitterUp, since Tricount's help center says new sign-ups get a bunq account.

Switching from Tricount

SplitterUp doesn't import Tricount data. The straightforward path is to settle your Tricount group to zero first, so every balance is cleared, then start a fresh SplitterUp group for expenses going forward.

Frequently Asked Questions

Is SplitterUp better than Tricount?

It depends what you need. Tricount advertises itself as free, with no ads and no limits, and its pages describe multi-currency support, which suits a single trip. SplitterUp adds AI item-level receipt scanning and SplitterUp Live for guests without the app. Create your account while it's free for a limited time and you keep Premium permanently. Join after pricing starts and Premium is a one-time $4.99 purchase, never a subscription.

Does Tricount have receipt scanning like SplitterUp?

Not in the same way. Tricount lets you attach a photo of a receipt to an expense, but it doesn't advertise line-item extraction. SplitterUp's AI scanning reads individual items off a receipt and assigns them automatically.

Is Tricount really free with no subscription?

Tricount describes itself that way: its website says it is free with no ads and no limits, and its App Store listing says no subscription and no hidden fees. Its help center has an article on what happened with Tricount Premium. SplitterUp is also free right now, for a limited time. Accounts created while it's free keep Premium permanently, and after pricing starts Premium is a one-time $4.99 purchase, never a subscription.

Can I import my Tricount data into SplitterUp?

SplitterUp doesn't import Tricount data. The straightforward path is to settle your Tricount group to zero, then start a fresh SplitterUp group going forward.

How we compared these apps

Tricount's facts here were checked against Tricount's own App Store listing and help pages in 2026; SplitterUp's facts come from our own published feature list. For the full field, see our roundup of the best expense splitting apps, and for a neutral look at Tricount alongside two other competitors (not SplitterUp), see Splitwise vs Tricount vs Settle Up.

Split expenses the smart way.

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