SplitterUp vs Splitwise

SplitterUp vs Splitwise, side by side

Where SplitterUp is ahead

• No daily cap. Splitwise's free tier stops you from adding another expense once you hit its commonly-reported cap of 3 a day — exactly the days a trip or a big grocery run generates the most entries. SplitterUp has no such limit, on any tier.
• Item-level receipt scanning is included, not a paid unlock. Splitwise gates scanning with itemization behind Pro. SplitterUp's AI scanning extracts line items free, and SplitterUp Live lets everyone at the table claim their own items from their own phone, no app download required.
• Multi-currency without upgrading. Currency conversion is a Splitwise Pro feature. SplitterUp includes multi-currency groups free.
• No ads, on any tier. Splitwise's free tier shows ads; SplitterUp doesn't show any, free or not.
• No subscription, ever. When SplitterUp's free window ends, Premium is a one-time $4.99 purchase. Splitwise Pro is a recurring $59.99 a year or $7.99 a month.
• Bring your Splitwise history with you. SplitterUp imports directly from a Splitwise export — groups, expenses, payments, and balances, matched to the cent, with no duplicates on a repeat import. See how it works.

Where Splitwise wins

• Everyone already has it. Splitwise is the app most people mean when they say "the splitting app." Adding someone to a group usually doesn't require convincing them to install anything new.
• A ledger built for years, not weeks. Splitwise's balance tracking holds up over long-running, never-fully-settled friend groups, which is exactly the use case it was built for.
• A genuinely usable web app. Splitwise's web app isn't an afterthought the way some competitors' are.
• SplitterUp is newer and has a much smaller install base than Splitwise. If your group's deciding factor is "what everyone already has," that's a real point in Splitwise's favor.

Who should pick which

• A two-week trip abroad: SplitterUp. Splitwise's daily cap bites hardest on the days you're logging the most expenses, and currency conversion is a paid Splitwise feature.
• A long-running friend ledger that never fully settles: Splitwise, if your friends are already on it. Its balance accuracy over years is the thing it does best.
• Roommates splitting rent and a few grocery runs a month: Either works — a household's volume rarely reaches Splitwise's daily cap. Pick based on receipt scanning and ads.
• Restaurant bills split by what each person ordered: SplitterUp, since item-level scanning is included rather than a Pro-only unlock.
• A group where several people won't install a new app: Splitwise, or use SplitterUp Live so guests can claim their items from a QR code without installing anything.
• You want to avoid a recurring subscription entirely: SplitterUp. Premium is a one-time $4.99 purchase when pricing starts; Splitwise Pro renews every year or month.

Switching from Splitwise

SplitterUp imports directly from a Splitwise export: groups, expenses, payments, and balances come across matched to the cent, and importing the same file twice never creates duplicates. Start with our guide on exporting your Splitwise data, then see how the import works step by step.

Frequently Asked Questions

Is SplitterUp better than Splitwise?

For most groups, yes: SplitterUp has no daily expense cap, item-level AI receipt scanning included free, and no ads, free for a limited time. Splitwise is still the better pick if your group already uses it and settling on a new app isn't worth the friction.

Does SplitterUp have a daily expense limit like Splitwise?

No. SplitterUp has no daily expense cap. Splitwise's free tier caps expenses per day; the cap is commonly reported as 3 or 4.

Is Splitwise Pro worth it compared to SplitterUp?

Splitwise Pro is $59.99 a year and unlocks unlimited expenses, receipt scanning with itemization, and currency conversion — all of which SplitterUp includes free, for a limited time. Pro is worth it mainly if your group is already on Splitwise and won't move. See our full breakdown of what Splitwise Pro actually costs per year for the complete accounting.

Can I import my Splitwise data into SplitterUp?

Yes. Export your data from Splitwise — a free account's per-group spreadsheet or a Pro account's full backup — then import it into SplitterUp. Groups, expenses, payments, and balances come across matched to the cent, and importing the same file twice never creates duplicates. See our Splitwise import guide for the full walkthrough.

How we compared these apps

Splitwise's facts and figures here were checked against Splitwise's own App Store listing and help pages in 2026; SplitterUp's facts come from our own published feature list. For the full field, see our roundup of the best expense splitting apps, and for a neutral look at Splitwise alongside two other competitors (not SplitterUp), see Splitwise vs Tricount vs Settle Up.

See also: the full comparison hub, SplitterUp vs Tricount, and SplitterUp vs Settle Up.