SplitterUp vs Splitwise

SplitterUp vs Splitwise, side by side

Where SplitterUp is ahead

• No daily cap. Splitwise's free tier stops you from adding another expense once you hit its cap of 4 a day, per Splitwise's help center — exactly the days a trip or a big grocery run generates the most entries. SplitterUp has no such limit, on any tier.
• Item-level receipt scanning is included, not a paid unlock. Splitwise gates scanning with itemization behind Pro. SplitterUp's AI scanning extracts line items free, and SplitterUp Live lets everyone at the table claim their own items from their own phone, no app download required.
• Multi-currency without upgrading. Currency conversion is a Splitwise Pro feature. SplitterUp includes multi-currency groups free.
• No ads, on any tier. Splitwise's free tier shows ads; SplitterUp doesn't show any, free or not.
• No subscription, ever. Accounts created while SplitterUp is free keep Premium permanently. Join after pricing starts and Premium is a one-time $4.99 purchase. Splitwise Pro is a subscription; as of August 2026 its upgrade screen listed $59.99 a year or $7.99 a month.
• Bring your Splitwise history with you. SplitterUp imports directly from a Splitwise export — groups, expenses, payments, and balances, matched to the cent, with no duplicates on a repeat import. See how it works.

Where Splitwise wins

• Your friends may already have it. Splitwise has a large user base, so adding someone to a group may not require convincing them to install anything new.
• A long track record. Splitwise has been around since 2011, so a long-running friend group's history may already live there.
• A web app. Splitwise's App Store listing describes multi-platform support for smartphones and web.
• SplitterUp is newer and has a much smaller install base than Splitwise. If your group's deciding factor is "what everyone already has," that's a real point in Splitwise's favor.

Who should pick which

• A two-week trip abroad: SplitterUp. Splitwise's daily cap bites hardest on the days you're logging the most expenses, and currency conversion is a paid Splitwise feature.
• A long-running friend ledger that never fully settles: Splitwise, if your friends are already on it and the history lives there.
• Roommates splitting rent and a few grocery runs a month: Either works — a household's volume rarely reaches Splitwise's daily cap. Pick based on receipt scanning and ads.
• Restaurant bills split by what each person ordered: SplitterUp, since item-level scanning is included rather than a Pro-only unlock.
• A group where several people won't install a new app: Splitwise, or use SplitterUp Live so guests can claim their items from a QR code without installing anything.
• You want to avoid a recurring subscription entirely: SplitterUp. Accounts created while it's free keep Premium permanently, and later Premium is a one-time $4.99 purchase; Splitwise Pro is a monthly or yearly subscription.

Switching from Splitwise

SplitterUp imports directly from a Splitwise export: groups, expenses, payments, and balances come across matched to the cent, and importing the same file twice never creates duplicates. Start with our guide on exporting your Splitwise data, then see how the import works step by step.

Frequently Asked Questions

Is SplitterUp better than Splitwise?

For most groups, yes: SplitterUp has no daily expense cap, item-level AI receipt scanning included free, and no ads. Create your account while it's free for a limited time and you keep Premium permanently. Join after pricing starts and Premium is a one-time $4.99 purchase, never a subscription. Splitwise is still the better pick if your group already uses it and settling on a new app isn't worth the friction.

Does SplitterUp have a daily expense limit like Splitwise?

No. SplitterUp has no daily expense cap. Splitwise's free tier caps expenses per day; the help center says free users can add up to 4 expenses a day.

Is Splitwise Pro worth it compared to SplitterUp?

As of August 2026 Splitwise's upgrade screen listed Pro at $59.99 a year or $7.99 a month, and Pro unlocks unlimited expenses, receipt scanning with itemization, and currency conversion. SplitterUp includes all of them, and accounts created while it is free keep Premium permanently. Later accounts pay a one-time $4.99 purchase, never a subscription. Pro is worth it mainly if your group is already on Splitwise and won't move. See our full breakdown of what Splitwise Pro actually costs per year for the complete accounting.

Can I import my Splitwise data into SplitterUp?

Yes. Export your data from Splitwise — a free account's per-group spreadsheet or a Pro account's full backup — then import it into SplitterUp. Groups, expenses, payments, and balances come across matched to the cent, and importing the same file twice never creates duplicates. See our Splitwise import guide for the full walkthrough.

How we compared these apps

Splitwise's facts here come from its help center, its pricing page and its App Store listing, as read in November 2026. Splitwise's own pages list no Pro price, so the price is what its upgrade screen showed in August 2026. SplitterUp's facts come from our own published feature list. For the full field, see our roundup of the best expense splitting apps, and for a neutral look at Splitwise alongside two other competitors (not SplitterUp), see Splitwise vs Tricount vs Settle Up.

See also: the full comparison hub, SplitterUp vs Tricount, and SplitterUp vs Settle Up.