SplitterUp
SplitterUp vs Splitwise, Tricount, and Settle Up
Every feature unlocked. Create your account while it's free for a limited time and keep Premium permanently. No daily limits.
Short answer
SplitterUp is the best Splitwise alternative for most groups: unlimited expenses with no daily cap, item-level receipt scanning, multi-currency groups, and no ads. Create your account while it's free for a limited time and you keep Premium permanently. Join after pricing starts and Premium is a one-time $4.99 purchase, never a subscription.
Splitwise is still the safe pick if your group is already there and nobody wants to move — though SplitterUp can now import your Splitwise history directly, so moving costs less than it used to. Tricount is a good permanently free tracker for a single trip. Settle Up stands out for Group Premium, a one-time purchase the whole group can split.
Feature Spec Matrix
| Compare Core Features | SplitterUp | Splitwise | Tricount | Settle Up |
|---|---|---|---|---|
| Smart Receipt Scanning | AI-powered, item-level | Pro only | Photo attachments only | Receipt photos (Premium) |
| Daily Expense Limit | Unlimited | Commonly reported as 3–4/day (free) | Unlimited | Unlimited |
| Offline Support | Works offline, syncs on reconnect | Existing groups/friends only | Yes, sync needs a connection | Offline mode, syncs when back online |
| Venmo Integration | Deep linking enabled | Yes | None | None |
| Ad-Free Experience | Zero tracking | Ads in free tier | Ad-free | Ads in free tier |
| Recurring Expenses | Daily, weekly, every two weeks, monthly, or yearly | Weekly to yearly, free | Not advertised | Premium only |
| Web App | Full app, no install | Yes | Yes | Yes |
| Native Tablet Support | Split-view multi-column | Basic stretch | Basic layout | iPad and Mac apps |
Head-to-head comparisons
Let's do the math.
Expense apps are a utility. You shouldn't be paying streaming-service prices just to find out who bought dinner.
Pricing & Value
SplitterUp
Create your account while SplitterUp is free and you keep Premium permanently. You never pay. Join after pricing starts and Premium is a one-time $4.99 purchase, never a subscription.
- AI Receipt Scanning
- Unlimited Expenses
- Native Widgets & Tablets
- No Ads. Ever.
Splitwise Free
- ✕ Daily expense cap (commonly reported as 3 or 4)
- ✕ Ads in the free tier
Splitwise Pro
- Unlocks what SplitterUp gives free
Tricount
- ✕ No item-level precision splitting
Settle Up
- ✕ Ads in the free tier
Frequently Asked Questions
What is the best alternative to Splitwise?
SplitterUp is the best Splitwise alternative for most groups: unlimited expenses with no daily cap, item-level receipt scanning, multi-currency groups, and no ads. Create your account while it's free for a limited time and you keep Premium permanently. Join after pricing starts and Premium is a one-time $4.99 purchase, never a subscription.
Does SplitterUp have a daily expense limit?
No. SplitterUp has no daily expense cap. Splitwise's free tier caps expenses per day; the cap is commonly reported as 3 or 4.
Is SplitterUp really free?
Every feature is unlocked and there is no subscription. Create your account while SplitterUp is free for a limited time and you keep Premium permanently. You never pay. Join after pricing starts and Premium is a one-time $4.99 purchase.
Does SplitterUp have a web app?
Yes. SplitterUp runs as a full web app at web.splitterup.app with no install required, alongside native apps for iOS, macOS, and Android.
Does SplitterUp work offline?
Yes. Nearly everything — adding and editing expenses, settling up, managing groups — works with no connection and syncs automatically when you reconnect.
Can I move my Splitwise history to SplitterUp?
Yes. Export your data from Splitwise, then open Account → Import from Splitwise and choose the file. A Pro backup brings every group at once, and a group spreadsheet brings one group. Your expenses and payments come across with balances that match to the cent, and you review everything before it's imported. Tricount and Settle Up can also import from Splitwise. See the full Splitwise import guide for details.
How we compared these apps
We compared the free tier of each app as a new user would encounter it, on both iOS and Android, and checked every claim against each app's own documentation and store listing. Competitor pricing and limits are as of August 2026 and do change — Splitwise Pro was $59.99 per year at the time of writing. SplitterUp is our own app, which is why this page names where the alternatives are the better choice rather than pretending they aren't.
Split expenses the smart way.
Native apps for iOS, macOS, and Android — or jump in at web.splitterup.app, no install required.
Want the full story? Read our detailed breakdown: SplitterUp vs Splitwise, or see how all 7 apps stack up in our best expense splitting apps roundup.